These terms and conditions were last modified on May 25, 2018 and are effective immediately.

These terms and conditions tell you the conditions on which you may make use of our website (“our site”). Philanthropy Circuit will hereafter be referred to as “Company”, “we”, “us”, or “our”. Use of our site includes accessing and browsing our site. Please read these terms and conditions carefully before you start to use our site, as these will apply to your use of our site.

By using our site, you confirm that you accept these terms and conditions and that you agree to comply with them. If you do not agree to these terms and conditions, you must not use our site.

Changes to These Terms
We may revise these terms and conditions at any time by amending this page. Please check this page from time to time to take notice of any changes we make, as they are binding on you.

Changes to Our Site
We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it. We do not guarantee that our site, or any content on it, will be free from errors or omissions.

Accessing Our Site
Our site is made available free of charge. We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms and conditions, and that they comply with them.

Permitted Uses
We would like your access to our site to be useful and convenient. Subject to the terms and conditions of this agreement, you may download items of content on our site for personal use during the term of this agreement, except in any instance where we have expressly restricted the access to or copying of such materials.  You may make and lend an electronic or print copy of an individual item of content on our site to another person, provided that such copies are not routinely or systemically lent (whether on one occasion or over a period of time) in such a manner or in such quantities as to substitute for a subscription; that such copies do not reproduce any proprietary legends included on the materials; and that the reproduction and lending is done without any purpose of direct or indirect commercial advantage.  If you have a question as to whether a proposed use or copying of the content is permitted, please send us an e-mail message and we will try to accommodate your request.

Restrictions on Use
You may not modify, decompile, create derivative work(s) of, disassemble, retransmit, resell, distribute, compile, broadcast, sublicense, mirror, frame, rent, or otherwise use in any manner not expressly permitted herein, our site or any of its content; use robots or spiders or other automated devices or manual processes to monitor or gather any data from our site or its users; create course books or educational materials using any of our site’s content; use our site to stalk or harass; use our site in violation of applicable local, state, national, and international laws, rules and regulations; use our site to upload, transmit, or otherwise distribute any content that is unlawful, infringing of intellectual-property rights, defamatory, harassing, discriminatory, abusive, sexually explicit, or violent, fraudulent, obscene, contains viruses, or is otherwise objectionable as reasonably determined by us; use our site in connection with illegal peer-to-peer file sharing; intentionally distribute harmful code, including spyware or malware, through or from our site, or engage in a denial-of-service attack on our site or its users; use our site for any fraudulent or inappropriate purpose, including hoaxes and phishing; generate or facilitate unsolicited commercial e-mail (“spam”), including in violation of any applicable antispam law; create false accounts for the purpose of sending spam; or mine our site to find e-mail addresses or other user data. Violation of any of the foregoing may result in immediate termination of this agreement, and may subject you (and your employer if you are accessing our site on behalf of an organization) to civil and criminal penalties and damages.  We reserve the right, but shall have no obligation, to investigate your use of our site in order to determine whether a violation of the agreement has occurred or to comply with any applicable law, regulation, legal process, or governmental request.

User Representations
By accessing and using our site, you represent that you are an authorized user and that you will, at all times, provide true, accurate, current, and complete information when submitting information or materials on our site, In addition, you represent that you have all necessary rights to possess and provide to us the information submitted through our site and that you agree to abide by all applicable laws with respect to your use of our site.  You further agree not to interfere with the use and enjoyment of our site by other users and not to impersonate any other person or entity, including impersonating an employee or representative of any third party when using our site. We shall be entitled to rely upon the representations and statements made by you.

When you visit the Site or send e-mail messages to us, you are communicating with us electronically.  You consent to receive communications from us electronically.  We will communicate with you by e-mail or by posting notices on our site.  You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.  A printed version of these terms and conditions, and of any related notice given in electronic form shall be admissible in judicial, arbitral, or administrative proceedings based upon or relating in whole or in part to these terms and conditions, to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. We are not responsible for transaction errors or any failure to receive any part of your submission.

Content of the Site
We take no responsibility for any third-party content posted on or available through our site (including, without limitation, content on comment sections, any viruses, or other disabling features), nor do we have any obligation to monitor such third-party content. We reserve the right at all times to remove or refuse to distribute any content on our site, such as content that violates the terms of this agreement. We also reserve the right to access, read, preserve, and disclose any information as it reasonably believes is necessary to (a) satisfy any applicable law, regulation, legal process, or governmental request; (b) enforce this agreement, including investigation of potential violations hereof; (c) detect, prevent, or otherwise address fraud, security, or technical issues (including, without limitation, the filtering of spam); (d) respond to user-support requests; or (e) protect the rights, property, or safety of Philanthropy Circuit, its users and the public. We will not be responsible or liable for the exercise or non-exercise of our rights under this agreement.

Intellectual Property Rights
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws, Trade mark registrations and other registered and unregistered rights in treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organization to content posted on our site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged. You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy or download any part of our site in breach of these terms and conditions, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Events Beyond Our Control
You expressly absolve and release us from any claim of harm resulting from a cause beyond our control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, terrorism, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, or governmental restrictions. 

Limitation of Liability

Your Content
We do not claim any ownership in any of the content and communications that you upload or transmit to or store in our site (“your content”). You may not upload, post or otherwise make available on our site any material protected by copyright, trademark, or any other proprietary right without the express permission of the owner of such copyright, trademark or other proprietary right owned by a third-party, and the burden of determining whether any of your content is protected by any such right is on you. You shall be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights, violation of contract, privacy or publicity rights or any other harm resulting from your content. You have full responsibility for your content, including its legality, reliability and appropriateness. When you upload or otherwise submit your content to our site, you give us (and those we work with) a nonexclusive, worldwide, perpetual, irrevocable, transferable, sub licensable, royalty-free, fully paid-up license to use, host, store, reproduce, modify, create derivative works (such as those resulting from translations, adaptations, or other changes we make so that your content works better with our site), communicate, publish, publicly perform, publicly display, and distribute such content for any purpose. This license continues even if you stop using our site. You should be aware that we are not required and may not keep backup copies of your content on our site. There may be cached files of your content located within or accessible through our site following your removal of such content, but we have no obligation to maintain, restore, or otherwise retrieve such files for you. Additionally, we make no guarantee, either during or after the term of this agreement, that your content will be safely stored. You should independently back up and archive your content. Our site, all computer programs, content, tools, interfaces, products, brands, documentation, and information (collectively, “the property”) contained on or available through our site, unless otherwise expressly indicated, are protected by Nigerian and international laws regarding intellectual property, and are the sole property of Philanthropy Circuit and its suppliers. The property does not include third-party content posted to or available through our site, including the content of communications appearing on or sent through our site. Unauthorized use of our site and the property may violate intellectual property laws as well as other laws, regulations, and statutes. Philanthropy Circuit and all other names, logos, and icons identifying Philanthropy Circuit and its products and services are proprietary trademarks, and any use of such marks without the express written permission of Philanthropy Circuit is strictly prohibited.

Rights You Licence
When you upload or post content to our site, you grant us and third parties a licence to use, store and copy that content and to distribute the content to third parties.

You may from time to time choose, in your sole discretion, to provide suggestions, comments, improvements, ideas, recommendations, or other feedback or materials to us related to our site (“feedback”).  If you choose to provide us any such feedback, you hereby assign all ownership in and to such feedback to us, and acknowledge that we will be entitled to use and implement any such feedback in any manner without restriction, and without any obligation of confidentiality, attribution, or compensation to you.  To the extent the foregoing is deemed ineffective, you also hereby grant us a nonexclusive, worldwide, perpetual, irrevocable, transferable, sub licensable, royalty-free, fully paid-up license to use such feedback without restriction. 

We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software. You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Linking to our site
You may link to our site, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our site in any website that is not owned by you. Our site must not be framed on any other site. We reserve the right to withdraw linking permission without notice. The website in which you are linking must comply in all respects with the content standards set out in these terms and conditions. If you wish to make any use of content on our site other than that set out above, please contact us.

Third Party Links and Resources in Our Site
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources.

These terms will be governed by and construed in accordance with the laws of Nigeria, without giving effect to its conflict-of-laws provisions or your actual state or country of residence.